Business Description SmartCredit empowers consumers to unlock their full financial potential by providing a comprehensive, interactive platform that allows them to monitor and enhance their credit. With tools like ScoreTracker, ScoreBuilder®, and ScoreBoost™, SmartCredit gives users direct control over their credit and financial decisions, helping them reach life’s biggest milestones. Unlike other products that exclusively offer read-only information, SmartCredit equips users with tools to actively manage and improve their financial standing. Since 2003, SmartCredit has been dedicated to providing people with the insights and tools they need to navigate their financial futures with confidence and security. Messaging Overview At SmartCredit, we believe that your credit score should be a powerful tool, not just a number. That’s why we’ve created a suite of features that allow you to monitor, manage, and protect your financial health in one interactive place. With SmartCredit, you don’t just see your score—you control it. Our platform offers unique tools like ScoreBoost™ to help you plan your credit card spending and payments, ScoreBuilder® to dispute inaccuracies, and ScoreTracker to keep an eye on your various credit scores. Plus, our $1 Million Whole Family Fraud Insurance ensures that your financial well-being is always protected. Take control of your financial future today with SmartCredit. Track, manage, and boost your credit score with ease, all while keeping your identity safe and secure. With SmartCredit, you're not just monitoring your credit—you’re mastering it. Why SmartCredit? Holistic Financial Overview: Manage all your bank accounts, credit cards, loans, and investments in one place. ScoreTracker: Track the progress of your Credit Score, Auto Score, Insurance Score, and Hiring Risk Score with regular updates. ScoreBoost™: Simulate how your spending and payments will impact your Future Credit Score over time. ScoreBuilder®: Easily report inaccuracies and correspond directly with financial institutions at the click of a button. Security You Can Trust: Your information is safeguarded with 128-bit encryption and daily security verification by independent third parties. Comprehensive Financial Protection: $1 Million Whole Family Fraud Insurance ensures peace of mind. Current Pricing: Premium: $29.95/mo – Includes access to our full suite of features, 20 actions per month, and one free report per month. Basic: $19.95/mo – Includes access to our full suite of features, and 5 actions per month.
