Vivus Finance sp.z o.o. is one of the largest online lenders in Poland. It has been present on the market since 2012. The fintech solutions implemented by Vivus.pl set standards for the industry and meet the needs of customers. Vivus Finance sp. Z o. O. Is a founding member of the Polish Association of Loan Institutions and plays a key role in shaping the loan market in Poland. A representative example for the first loan granted via the website www.vivus.pl, www.vivus.pl/61, the Vivus.pl mobile application or by phone: The Actual Annual Interest Rate (APR) is 0% assuming: the total loan amount is 1200 PLN; total amount to be paid PLN 1,200; fixed interest rate per annum 0%; total cost of the loan PLN 0; contract for 61 days. Status on April 30, 2021 A representative example for another loan granted via the website www.vivus.pl, the Vivus.pl mobile application or by phone: The Real Annual Interest Rate (APR) is 819.12%, assuming: the total loan amount is PLN 5,900; total amount to be paid PLN 7080; Fixed interest rate 7.2% per annum; total cost of the loan PLN 1180 (commission PLN 1145.08, interest PLN 34.92); contract for 30 days. Status on 01/07/2021 Target description: The amount of the commission depends on the value of the loan (%) for a new and returning customer.